Are you considering purchasing a home warranty but unsure of what it covers? Home warranties can provide significant peace of mind and protection against costly repairs, but it’s important to know what is and isn’t covered. Keep reading to find out what a home warranty covers.

Finding a Home Warranty Plan

A home warranty plan cost can vary widely depending on the type of plan and the coverage being provided. Generally, basic plans are more affordable than comprehensive plans that provide additional coverage for items such as air conditioning systems, plumbing, heating and cooling systems, electrical appliances, sump pumps, and other important components. The average cost of a basic home warranty plan is between $300 and $500 per year but could be higher or lower depending on what features are included in the policy. Comprehensive plans typically run about double the amount of a basic plan but may also offer discounts for multiple years’ worth of coverage.

The exact cost will depend on factors like location (home warranties tend to be pricier in big cities) as well as what kind of repair services you opt into within your policy. Some companies offer add-on options that can increase your savings while still providing an adequate level of protection; this might include things like pool/spa maintenance or appliance replacement with newer models if they become too costly to fix at their current age or condition. You should consider these when shopping around for various providers so you get the best deal possible without sacrificing quality service or leaving yourself vulnerable to expensive repairs down the line due to a lack of proper coverage through a home warranty plan.

Roofing Repairs


Some home warranties may also provide additional coverage for items like roof leaks or other structural damage caused by normal wear and tear or even due to flood. In terms of new roof cost Maryland specifically, whether your home warranty covers any portion of that cost depends again on which plan you’ve chosen; some plans may offer partial reimbursement for a certain percentage of those expenses while others might not provide any coverage at all towards new roofs. It’s important to check with your provider before signing up so that you know exactly what is covered under your particular plan. This can help ensure that if you ever need to replace your roof due to normal wear and tear over time (or even an unexpected event like hail damage), you won’t be left footing the entire bill yourself.

Appliances and Major Home Systems

A home warranty can cover a variety of appliances and systems, including HVAC, plumbing, electrical, water heaters, and more.

A home warranty can help homeowners protect their investments and save money. When an appliance or system breaks down, the home warranty kicks in and covers the cost of repairs. This can save homeowners hundreds, or even thousands of dollars, in repair costs.

Home warranties also provide additional benefits, such as preventive maintenance services for appliances and other systems. These services help homeowners identify potential problems with their appliances or systems before they become expensive repairs. This can save homeowners a lot of money in the long run, as they can avoid costly repairs and replacements.

Exclusions to Home Warranty Coverage


Exclusions to typical home warranty coverage can be an important factor when considering purchasing a home warranty. Home warranties are typically purchased as a form of insurance protection for homeowners to cover the cost of repairing or replacing major systems and appliances that break down due to normal wear and tear. Many home warranties come with some exclusions which may include items such as pre-existing conditions, improper installation, failure to maintain the system or appliance in accordance with the manufacturer’s instructions, and/or certain types of damages caused by natural disasters.

Depending on the type of plan purchased, other exclusionary items could include septic tanks or well pumps, roofing, HVAC coil, air conditioners’ freon lines, and more. Exclusions also usually apply if there is evidence that an item has been abused or neglected prior to the purchase of the warranty agreement. It is important for potential buyers to thoroughly review their contract before signing up for a home warranty so they know what will be covered should something go wrong with any included system or appliance in their homes.

Overall, home warranties are an important tool for helping to protect homeowners from unexpected repair costs and for providing peace of mind. They cover a wide range of home systems and appliances, providing coverage for both the homeowner and the seller in the event of breakdowns or malfunctions. Home warranties are becoming increasingly popular, and are a great way to ensure that homeowners are prepared for any unexpected issues.